Points to consider before renewing your vehicle insurance


The vehicle insurance contract has a duration of one year. During these 12 months you can use the coverage you have hired, respecting the exclusions, and make use of the additional benefits included in the plans.

Once the contract is concluded, the need for protection does not end, so it is advisable to start thinking about the renewal before this happens, and not risk your car being left unprotected. Most likely, the same insurer will contact you to negotiate the renewal, but whether they do it or not, these are some key points you should keep in mind:

Think about what you used and didn’t use

Think about what you used and didn

Evaluate the year that passed and the coverages you had. How many of them did you use and which didn’t? What about the benefits? Could you take advantage of them? Was there anything you would like to have been offered? Did you have any need in which the insurance did not know how to respond? This will help you decipher if you want to renew your policy as it is or are looking for an adjustment.

Check if they offer discounts for good use and payment

Check if they offer discounts for good use and payment

If you have been a good customer throughout the year, paying on time and without presenting any type of claim or claim, talk to your insurer to see the possibility of a discount. There are some companies that reward you for having a good track record, so if you are a careful driver, use that!

Check the rates of other insurers

Check the rates of other insurers

Do not close to a single option, as you could end up overlooking attractive offers. Ideally, you have at least three companies in mind, know their products, evaluate costs and benefits. Each one manages different programs, with agreements and others, so it is worth taking a few minutes to compare them.

Remember that you do not need to be filled with web windows or visit different locations.

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