Blacklisted borrowing is an even bigger challenge. Banks are becoming stricter in providing loans. One of the reasons for this is that banks are increasingly confronted with stricter laws and regulations and have to keep more and more assets on their balance sheets. Luckily, you can still borrow with a blacklist. Borrowing money with a blacklist with collateral is of course still easier than borrowing money with a blacklist without collateral!
If you still want to borrow money from a bank but do not want to pay too much, then we have selected a loan for you that benefits from a low-interest rate. This interest can sometimes be 5% lower than a loan from a credit company that does not look at a blacklist registration. Banks have to deal with stricter laws and regulations. As a result, they look more strictly at a credit application but offer a lower interest rate with greater certainty.
If you are on the blacklist you can still borrow money. Indeed, there is no check at the Central Individual Credit Register (CKP) of the national bank of Belgium. This means that you can also go to Creditvite for a loan.
If you appear on the blacklist, you can still go for a money loan. It is not 100% guaranteed that you will get the loan, but it cannot be blacklisted for your report.
In addition, you can of course always apply for a small loan from friends or acquaintances. The blacklist is then absolutely no problem and you can go there for a loan at any time. However, this is not sensible. It often puts pressure on the relationships that make you lose a good friendship by borrowing a little bit of money. Borrowing with a blacklist is actually still feasible. Borrowing money with a blacklist is best at the providers of the so-called flash loans.